4 Terms and Conditions of Sale of Electronic Payments and Account Statements The following terms and conditions, as amended from time to time (Agreement), apply to the full use of the solution for electronic payments and bank statements of OptumHealth Financial Services, Inc. and the use of all related services (together EPS Services). In this agreement, the words you and you refer to the organization, business or legal persons and individuals identified on the registration form for electronic payments and bank statements (registration form) that you have submitted to us or that you subsequently identify as a primary or other user, and the words that we, ours, refer to OptumHealth Financial Services, Inc., its affiliates, delegates and other service providers (together Optum). Your registration and use of the EPS Services constitutes your consent to be legally bound by this Agreement. AH Payments. This Agreement is governed by Article 4A of the Single Commercial Code (PEC). By accepting this agreement, if you have provided us with your account information (as defined below), you authorize us to act directly or indirectly on behalf of or through a third party or a paying agency, a health coalition, a health insurance agency or other third party (a third party payer) or a single consumer or other person (a single payer and a payer). credit or debit the accounts (account(s)) listed on your reporting form as part of the processing of transactions between you and a payer(s). We can rely on the account information and identification numbers you provided on the registration form to obtain payment. We can rely on the routing and account numbers you have provided, even if they identify another financial institution, person or account than the one mentioned on the registration form.
You agree to comply with all applicable laws, rules and guidelines regarding electronic funds transfers, including but not limited to Section 4A of the CSCE and the operating rules and regulations of the National Automated Clearinghouse Association. These rules provide, among other things, that payments to you are provisional until final settlement is made through a Federal Reserve Bank or payment is made in accordance with Section 4A-403(a) of the CSR. If we do not receive such a payment, we will be entitled to a refund from you equal to the amount credited to your account, and the payer who created or ordered such a payment is not considered to be paying for the amount so credited. We are not required to make any withdrawals or credits from your accounts. We may make adjustments to your accounts if a correction or modification is necessary. . . .
